Financial Planning

NHT Associates specializes in financial planning, consulting and accounting services for start-ups, small businesses, sole proprietors and individuals.

  • Income tax preparation.

  • Income tax planning and consulting.

  • Business start-up consulting.

Financial Advice

Whether you are seeking experienced financial advice, payroll services, business transition and succession planning, tax returns, or sales tax returns, we have the skills and knowledge to assist.

  • Payroll

  • Tax Submissions

  • Compliance

CPA

As a chartered professional accounting firm in Kitchener, Ontario, we also have vast experience in computer accounting consulting, cash flow and budget analysis, financial forecasts, projections and statements, internal control reviews and more.

  • Cash flow

  • Budgets

  • Forecasts

Need a personalized solution?

Our financial solutions to your financial goals are tailored to you. Contact us below for a no-nonsense, free-of-charge consultation.

TAX SERVICES.

Professional & Friendly Tax Preparation

The team at NHT Associates stays up to date on all the new tax laws and legislation.

With our taxation training and expertise, we can identify key tax planning opportunities that enable us to minimize both your current and future tax liabilities. This is offered for both individuals and business clients.

Call today to inquire about the may tax services available and how partnering with us can benefit you!

US TAX

Many of our business and individual clients have cross-border interests. NHT Associates will help you in understanding the tax rules that might affect these interests and your plans.

Our business clients will appreciate our services in the preparation of U.S. Sales and Use Tax Returns. We also assist our clients in regards to compliance with U.S. taxes, customs, accounting, regulations and policies.

  • Personal Tax Planning
  • Preparation of Tax Returns for Corporations & Individuals
  • Estate Planning
  • Estates & Trust Tax Preparation

  • Tax-Effective Retirement & Estate Planning

  • Not-for-Profit Tax Preparation
  • Tax Consideration in Matrimonial Settlements
  • Tax Effects of Buying or Selling a Business
  • Federal & Provincial Commodity Tax Planning & Compliance
  • Preparation of Government Slips (T4, T5, etc.)
  • Federal & Provincial Sales Tax (HST)

FINANCIAL PLANNING

Full-Service Financial & Estate Planning

At NHT Associates, we know the long-term benefits of a well-thought-out financial security plan. Our commitment is to work as your trusted financial planning partner, offering products and advice specifically designed to help you grow and protect your money.

Whether your plan includes saving for your children’s education, planning for retirement, or starting your own business, we will be with you every step of the way, providing sound and secure investment, insurance and retirement income products from Freedom 55 that are perfectly designed to help you achieve your goals.

Call today to inquire about the may tax services available and how partnering with us can benefit you!

Investment Products and Plans

No matter what your goals are, let NHT Associates be your partner in creating an investment portfolio that fits your unique needs. We can assist with segregated fund policies, guaranteed interest options, as well as payout annuities.

Mutual Funds

Mutual funds allow individuals to pool their savings in a portfolio of investments managed by professional money managers. Due to the large amount of money in the pool, mutual funds can diversify a portfolio more widely than an individual may be able to when investing on their own. assist.
NHT Associates offers expert advice and management of the following:

Registered Retirement Savings Plans (RRSPs)
Registered Education Savings Plans (RESPs)
Registered Retirement Income Funds (RRIFs)
Registered Disability Savings Plans (RDSPs)
Tax-Effective Retirement & Estate Planning

Insurance Products

In addition to managing and building your investments, NHT Associates will assist you in choosing the right products for reducing financial risk to both yourself and your family.

These include individual life insurance, disability insurance, critical illness insurance and health and dental insurance, statements, internal control reviews and more.

Mortgages

Purchasing a home may be the biggest financial decision you ever make, and this decision should be a part of your overall financial plan.

Whether you are buying a home or renewing an existing mortgage, let the experts at NHT Associates work with you to choose the mortgage that’s right for your overall long-term plans, budget and lifestyle.

We offer flexible rate and financing options as well as Mortgage Life Insurance protection. Let us be your first choice when choosing a mortgage.

Individuals and Group Benefits

For Individuals

  • Life Insurance
  • Disability Insurance
  • Critical Illness Insurance

For Groups

  • Benefits Plans for Small Business
  • Health Care and Dental Care Benefits
  • Wellness and Disability Benefits
  • Life and Accidental Death and Dismemberment Benefits
  • International Benefit Plans
  • Online Services